If you a company owner or run a business and run at least cars/vans for your business operations then you should consider looking at a commercial motor fleet insurance solution. A fleet policy will allow you to all insure all your vehicles including a mixture of car fleets and van fleets under the umbrella of a single motor policy. This obviously has many benefits and advantages than that of insuring each individual car or van on a single policy. The amount of time saved chasing renewals and obtaining individual quotes for each vehicle can alone save a lot of money in terms that the time could be better spent on running your business. Do not automatically assume that a fleet insurance is only available for large companies that operate hundreds of cars. It’s completely the opposite; a car fleet insurance policy is available for individual or business that operates three or more vehicles.

Fleet insurance for cars and vans

One of the main benefits of a company fleet insurance cover is that all the vehicles fall into a single policy. This means that only a single renewal date to remember. You can imagine the amount stress and time it would take to phone or obtain an online quotation for each individual vehicle. With a fleet insurance policy cover it is far easier to manage, add on vehicles, take off vehicles or even amend the drivers. A fleet insurance policy is suitable for almost any type of business including delivery business such as couriers, parcels, taxi or minicab firms, company car fleets, minibus or coach fleet operators, warehouse distribution or even a small corner shop with a few cars and or vans.

Great news for fleet operators is that the claims procedure is far simpler and easier to process. This means that the fleet operator will have their vehicle back on the road back quickly. Some insurers will also provide a guaranteed replacement vehicle in the event of even a fault claim. There will usually be an additional charge for this. It is important that the insurers are made aware of all claims on the fleet insurance policy as quickly as possible even if the claim was fault or non-fault. This helps to reduce the cost of the claim to escalate.

Normally a fleet insurance policy is available to businesses that operate five or more vehicles however some will also start fleet policies from as little as three vehicles. Mini fleet insurance is a great cover for owners with fewer than ten vehicles but for larger fleet operators the best option is to utilise the services of fleet insurance broker who can compare fleet insurance quotes with the whole market.

So, if you are looking for a car fleet insurance policy, a van fleet insurance policy or a mixture of both – even if the fleet consists of special type vehicles such as tippers, articulated vehicles, JCB’s and the like – it is imperative that you give us a call where we can offer and compare insurance premiums with the UK’s finest fleet insurance companies.

Active Insurance is a UK leading provider of fleet insurance solutions.