Public Liability Insurance for Painters and Decorators

Posted by Active under Public Liability

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Compare Painters Insurance Quotes Online from Active

Public Liability
Employers Liability
Tools Cover

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Anyone thinking of starting or is already running a painting and decorating business should seriously consider some form of business insurance policy. The most common form of painters and decorators insurance is the public liability cover. This type of policy will protect the tradesman from claims made against them due to third party property damage or injury claims.

At Active, we provide an online comparison quotes for painters insurance where the cover can be tailored to include:

• Public Liability Insurance – with indemnity limits from £1 million to £5 million available.
• Employers Liability Insurance – with a standard indemnity limit of £10 million.
• Tools Cover –provides cover for Tools, Mobile Phones or Business Equipment with limits starting from £500 up to £2000.
• Contract Works, Own or Hired in Plant cover – with contracts cover available for limits up to £250,000, Own plant limits up to £20,000 and hire in plant limits up to £50,000.
• Personal Accident cover – is available in units. One unit of cover is £5,000 for Death and Permanent Total Disablement and £50 per week for Temporary Total Disablement.
• Commercial Legal Expenses – Up to £100,000 any one incident.

Painters and decorators insurance provide comprehensive cover for the professional tradesmen and offers protection against many risks they face in their day to day duties. Without public liability insurance your business could be crippled should a claim arise against you for property damage or worse for personal injury.

Simply click on the quote button to instantly compare public liability insurance quotes for Painters and Decorators from some of the best UK insurance companies that specialise in cover for tradesmen.

Beauticians Insurance| Mobile or Salon| Treatment Risks

Posted by Active under Public Liability

Save on public liability insurance cover for beauticians and beauty therapists by comparing quote online from Active with the option to include treatment risks.

• Mobile Beauticians
• Beauticians working from a Salon
• Option to include treatment risks
• Compare instant online quotes from multiple insurers

Three possible beauticians insurance options are available depending on whether you work from a business premises or are a mobile beautician, or have treatment facilities such as a Metro Spa.

What can Active Insurance offer on their beauticians insurance product?

All of our beauticians insurance products include:

• Beauticians Public and Products Liability
• Treatment Risks extension for Beauticians
• Ability to cover stock in trade and business equipment
• Commercial Legal Expenses – option for mobile customers and standard cover for clients with business premises
• Employers Liability option
• Monthly instalment option for payments

Thatchers Liability Insurance

Posted by Active under Public Liability

Compare liability insurance quote online for thatching contractors and tradesmen involved in repairing and re-thatching thatched roof properties.

Thatchers public liability insurance limits available of £1 million, £2 million and £5 million.

Homes with thatched roofs are prone to many risks such as fire and water and as such the roof has to be looked at by a professional Thatcher usually every five years. Any recommendations by the Thatcher will need to be completed usually within 28 days.

Many thatched roof homes may seem fine to an untrained eye but a professional thatching contractor can easily spot a ridge that may need replacing or repairs to existing slopes.

At Active, we specialise in business insurance solutions for sole trader Thatcher and for larger firms employing many Thatchers.

The art of thatching is performed by extremely skilled professionals where materials such as straw and water reed are used to line the roof. Most thatched homes are usually period properties that are either grade I or Grade II listed. The main risk to thatched roof home is fire, the property owner has to take great care to ensure that the property is professionaly maintained and that all fire hazards are identified and appropriate risk measures are in place.